At Shore Rentals we understand that sometimes accidents happen, that’s why we offer two different cover options.

Shore Rentals insurance covers are Standard Cover and Reduced Excess Cover.  Standard Cover is included in your car rental rate with Shore Rentals. If the car is lost, stolen or damaged you will be liable for the full amount of excess for that vehicle up to $5000 NZD.

If you would like peace of mind with your car hire, you can take our optional Reduced Excess Cover. This reduces the renter’s liability from Standard Excess to the reduced amount as seen in the table below. This is the amount that you will be liable for in the case of damage or loss of the vehicle. You can add this when you book online or at the counter when you collect the car. The cost per day is $26 NZD for Toyota Yaris, Holden Spark, Toyota Corolla, Ford Focus and Ford Mondeo, or $31 per day for the Toyota RAV4, Ford Escape or Mazda CX-9.

Please note we must have a credit card that matches the hirer’s name, which we will hold a bond as security.  All bonds will be automatically released back onto your card which will take between 5-7 business days (regardless of the length of your hire). 

Standard Excess on Vehicles

Toyota Yaris, Holden Spark, Toyota Focus, Ford Mondeo ($3000)

Toyota RAV4, Ford Escape ($4000)

Mazda CX-9 ($5000)

Reduced Excess on Vehicles

Toyota Yaris, Holden Spark, Toyota Focus, Ford Mondeo ($300)

Toyota RAV4, Ford Escape ($400)

Mazda CX-9 ($500)

In New Zealand Car Insurance is not compulsory (not even third-party) so even if you have an accident and you may still be charged even if you are not at fault.

We do not cover personal loss, injury, or theft.  In New Zealand, personal injuries are covered by the Governments Accident Compensation Scheme.

If you are in an accident, we ask that you try to obtain a police report so we can find out who is at fault.  All accidents must be reported to Shore Rentals the day that the accident happens, so we can advise you of the process you need to take.

You will not be covered by insurance by:

  • Taking the rental car “off-road” on unsealed roads, off public roads such as 90 Mile Beach (Northland) and State Highway 38 Lake Waikaremoana as these roads are not normal driving routes.
  • Damaging the rental car purposely
  • Driving recklessly or while intoxicated
  • Allowing other people not named on the rental agreement to drive the car
  • Driving beyond the agreed return time